NBP ADVANCE SALARY WRITE OFF POLICY FOR LEGACY ACCOUNTS

NBP ADVANCE SALARY WRITE OFF POLICY FOR LEGACY ACCOUNTS.

PRODUCT SPECIFIC GUIDELINES FOR ADVANCE SALARY. [image] Account has been categorized in Loss category as per SBP PRs and overdue by more than 1080+ DPD. All recovery efforts have been applied/exhausted, duly supported by documentary evidences including contact with Borrower/References/DDO, serving of notices & reporting in e-CIB. However. in cases where the amount of principal outstanding is up to RS.O.SM then keeping in view the excessive cost/efforts involved, suit filing may be waived (also applicable on existing accounts where suit hasn't been filed). It also applies on the deceased accounts that fulfil the criteria as defined in Instruction Circular # 168/2018. No write-off to be allowed for cases under litigation. In case Of fraud, ensure that investigation process stands completed and necessary action taken against delinquent. No write-off to be allowed while case is under investigation by internal / external agencies. Process Of write-off Of loans to remain the same including reporting requirement and roles and responsibilities of all stake holders i.e. Business. RPLG, A&IG. SAMG & FCG as defined in Instruction Circular # 168/2018 dated 11th Oct. 2018 regarding write-off policy for widows and orphans Of Advance Salary deceased borrowers. Credit Approval Authority for write-off cases of deceased borrowers (i.e. Policy for widows and orphans of Advance Salary deceased borrowers) will remain intact as defined in Instruction Circular NO. 168/2018 dated 11th Oct. 2018 (i.e. RH & RE-Credit, RPLG will jointly approve based on the recommendation Of BM and RE-Assets). However, in case Of any exception Of criteria, case to be referred to Head Office for approval from MCC). Preparation Of proposals for cases not eligible as per criteria defined in Instruction Circular # 168/2018 dated 11th Oct. 2018 regarding write-off policy for widows and orphans Of Advance Salary deceased borrowers to be prepared as per attached format..

ADVANCE SALARY - DOCUMENTS CHECKLIST. Sr # Documents Required (to be Attached with the case) Yes No Not Applicable Reason (In case of NO) 1 Borrower’s Loan Application Form available on record? 2 Borrower’s NIC/ Passport or any other identity document available on record? 3 latest e-CIB mentioning default amount available? 4 Employer Undertaking/Certificate available on record? 5 Sanction advice available on record? 6 Disbursement Authorization Certificate available on record? 7 Statement of Loan Account Available? For deceased cases (Not eligible as per Instruction Circular # 168/2018 dated 11th Oct, 2018 i.e. Policy for widows and orphans of Advance Salary deceased borrowers), following additional documents are required along with above mentioned at serial no. 1-7 A Death Certificate issued by NADRA available on record? B Death is properly marked and accrual has been stopped in system? C Accrued markup amount after death of borrower has been reversed? Additional Documents In case of Internal Fraud (where any of the above mentioned documents mentioned at serial no.1-7 are not available) A Investigation report of FID is available on record? B Action against culprit / delinquent is on record?.

Proposal for Write-Off. Proposal for Write-Off ADVANCE SALARY 1 Name of Branch _________________ Br Code _______________ Region ____________________ 2 Name of Borrower (s) CNIC Number Department Employment Type Full Address with Contact Number 3 Name of References CNIC Number Full Address with Contact Number 1 1 2 2 3 3 4 A Particulars of last sanction / renewal / enhancement limit Amount Sanction Date Expiry Date Sanction Authority 1 2 3 4 5 4 B Outstanding at the time of Default as on _________________ Amount Recovered after date of default Present Outstanding as on _______________ Principal Markup (if any) Principal Markup (if any) Total Principal Markup (if any) 1 2 3 5 Brief History (Should cover the following among other things): a) Reasons on account of which the loan became stuck up b) Recovery efforts made by the Bank c) Legal Position - details of any compromise made outside the court (Used additional sheet, if required).

6 Details of Last Repayment made in the Account: Date Amount Principal Markup (if any) 7 Date of Classification / Default: 8 Details of classification (as per SCA as on ____________) Principal Mark-up Total Outstanding Classification Provision Markup kept in Reserve Account 9 Liabilities Details: Determination of liabilities as per Bank's books (Ledger) Break-up S# Particulars Total Amount recovered / to be recovered Amount of write-off / waiver / reversal Write-off / Waiver / Reversal 1 Principal Outstanding Amount (excluding other charges if any) Rs. Rs. Rs. Write Off 2 Amount of contractual mark-up (debited to account and kept in reserve account at the Branch) Rs. Rs. Rs. Waiver 3 Amount of contractual mark-up upto _____________ (debited to the account and taken into income account at Branch) Rs. Rs. Rs. Waiver 4 Amount of Markup (debited to the account beyond the contractual period upto ___________ and kept in reserve at Branch) Rs. Rs. Rs. Reversal Total Outstanding as per Ledger Rs. Rs. Rs. Clarification: If any amount is lying in Income Receivable A/c. at the Branch this would be reversed by debit to Branch's PLS Income A/c. or Branch's Markup Reserve A/c (if credit is available in this account) 10 Status of Legal suit filed (if any) Suit Filed on ________________ for Rs.______________________ 11 Position of write-off/waiver A As per ledger outstanding (if case is not decreed or decree has been challenged in a higher court of law)..

B As per decree (if decree has been granted and has reached its finality) Ledger outstanding / outstanding position as per decree Rs. Amount of settlement / execution proceeds Rs. Repayment already made (last date of repayment) Rs. Repayment to be made Rs. Amount to be written-off (principal and other perforce charges) Rs. Amount of mark-up to be waived Rs. Amount of reversal Rs. 12 Observation of last Audit Report (Please use additional sheet, if required) 13-A We certify that there is no irregularity/ deviation of prescribed rules & regulations in the process of sanction, disbursement, documentation, monitoring/ supervision of loans/ advances and its underlying security (ies) has occurred which has turned the loan/ advances partially or fully bad/ irrecoverable except mentioned in the para 13 (B) below. 13-B Details of irregularity Names(s) & Designation of official (s) responsible for irregularity (ies)/ lapses. Present place of posting Action taken 13-C We certify that all recovery efforts have been exhausted & there is no further chance of recovery. Operation Manager Branch Manager Name & Designation Name & Designation 14 Rationale ((use additional sheet, if required)) 15 RECOMMENDATIONS: We certify that the proposal falls under the Bank’s approved guidelines as per RCAAB / Recovery policy and Procedures for Non-performing Assets and recommend as under: Write-off (Principal) Rs. _______________ Waiver (Mark-up) Rs. _______________ Waiver (Others perforce charges if any) Rs. _______________ Total Rs. _______________.

COMMON DISCREPANCIES HIGHLIGHTED BY HO. Non-compliance with guidelines: Cases are not adhering to general and product-specific guidelines, with some proposals violating prescribed guidelines. Incorrect process flow: The process flow is not being followed as defined in the attached document. Improper proposal format: Proposals are not in the prescribed format or are not properly filled in. Incomplete documents: Documents shared are not complete as per the attached checklist. Non-adherence with Grid 9 of RCAAB: Proposals sanctioned at regional offices and submitted to HO for settlement of claims are not aligned with the approved Grid 9 of RCAAB for write-off cases..

PROPOSAL PROCESS FLOW. BM to initiate the proposal on prescribed format Regional Head to approve or recommend (as per their Authorities defined in RCAAB) to RE-Credit. RPLG for joint approval/ recomrnendation to Head Office If approved, RE-Asset to forward the case to Collection & Recovery Division, RPLG. If the case is beyond Region's CAA, then forward the same to respective OH-Business, Area Audit Office to review, verify figures & sign off RE-Credit, RPLG to review & approve or recommend as per their CAA & return the same to RH/ RE-Asset for necessary action After recommendation from Business Group. forward the case to Collection & Recovery. Division- RPLG for arranging approval from concerned authorities After approval Collection. & Recovery Division— RPLG, to forward the case in prescribed forrnat to FCG for passing necessary entries through ITG FCG to pass necessary entries & inform RBG. RPLG. SAMG, Branch &Region via email & report in financial statements Branch to close the loan account & send confirmation email to RBG. RE-Credit. RPLG. SAMG & FCG.

CLASSIFIED LEGACY ACCOUNTS FOR WRITE OFF. S.NO BR. CODE BRANCH NAME TOTAL LEGACY NPL ACCOUNTS LEGACY DECEASED ACCOUNTS LEGACY OTHERS ACCOUNTS NO. ACCOUNTS OUTSTANDING NO. ACCOUNTS OUTSTANDING NO. ACCOUNTS OUTSTANDING 1 2 Main Branch 55 3,585,167 18 898,202 37 2,686,965 2 7 Custom House Branch 25 2,968,009 18 2,486,553 7 481,456 3 9 DHA Branch 9 2,535,125 2 1,110,104 7 1,425,021 4 10 Denso Hall Branch 86 11,170,804 29 4,162,964 57 7,007,840 5 12 Fish Harbour Branch 1 78,114 - - 1 78,114 6 18 AIMAI House Branch 41 4,161,573 17 1,390,044 24 2,771,529 7 50 PIDC House Branch 30 2,901,275 5 399,353 25 2,501,922 8 55 Saddar Branch 50 5,265,302 11 1,439,507 39 3,825,795 9 80 Club Road Branch 10 1,718,756 2 629,364 8 1,089,392 10 85 Income Tax Branch 29 4,716,828 14 2,376,079 15 2,340,748 11 87 PN Dockyard Branch 46 3,046,007 1 132,478 45 2,913,529 12 127 Kutchery Road Branch 39 4,979,196 11 1,056,308 28 3,922,888 13 158 Hasrat Mohani Road Branch 8 1,836,088 1 131,192 7 1,704,896 14 221 Cantonment Board Clifton Branch 3 409,883 2 367,707 1 42,176 15 222 Nadir House Branch 30 9,387,899 6 2,347,853 24 7,040,046.

CLASSIFIED LEGACY ACCOUNTS FOR WRITE OFF. S.NO BR. CODE BRANCH NAME TOTAL LEGACY NPL ACCOUNTS LEGACY DECEASED ACCOUNTS LEGACY OTHERS ACCOUNTS NO. ACCOUNTS OUTSTANDING NO. ACCOUNTS OUTSTANDING NO. ACCOUNTS OUTSTANDING 16 223 Haroon House Branch 3 1,005,271 - - 3 1,005,271 17 250 PNSC Building Branch 3 1,019,310 1 902,922 2 116,388 18 271 Avari Tower Branch 9 488,598 - - 9 488,598 19 280 NICVD Branch 28 5,459,905 5 1,118,944 23 4,340,961 20 289 City Court Branch 26 6,546,053 4 1,386,345 22 5,159,708 21 290 KPT Branch 1 31,580 - - 1 31,580 22 1027 Model Clifton Branch 12 627,827 2 115,846 10 511,981 23 1053 New Sindh Secretariat Branch 21 3,628,451 8 1,854,428 13 1,774,023 24 1056 Cantonment Board Saddar Branch 5 772,784 - - 5 772,784 25 1065 Massan Road Branch 20 3,526,008 8 565,669 12 2,960,339 26 1066 Passport Office Branch 22 3,126,504 4 1,155,397 18 1,971,107 27 1069 Hoor Market Branch 22 4,402,611 5 828,279 17 3,574,331 28 1084 Nor Complex Branch 19 2,553,169 6 941,158 13 1,612,011 29 1937 Clifton (Ex NDFC) Branch 11 2,883,380 1 543,148 10 2,340,232 30 2055 Clifton Block II Branch 1 164,186 - - 1 164,186 31 2158 Tauheed Commercial Branch 1 584,204 - - 1 584,204 TOTAL 666 95,579,864 181 28,339,843 485 67,240,021.

Salary (NPL) S. No 6.5 2 s.8 3 3.5 4 6.8 8.3 1.1 1.4 6 3.4 7 3.2 2.6 3.2 8 9 0.6 10 0.9 0.9 11 0.0 0.0 0.0 12 s.8 2.2 14 2.3 1.9 16 3.6 17 1.0 0.8 1.3 18 O.S 1.0 19 4.8 3.9 5.3 20 21 0.6 1.3 22 2.0 1.6 2.6 0.1 0.1 24 1.2 1.0 1.9 3.1 26 7.7 27 28 4.6 29 1.8 30 6.0 31 8.9 32 4.0 6.3 33 4.3 3.5 3.1 8.3 Branch Code ss 1065 2 1069 1937 7 2060 12 2158 290 87 80 1056 10 221 20SS 271 18 222 2100 223 2304 1027 158 127 289 1066 2041 1084 1053 so 9 280 Advance Branch Saddar Branch Massan Road Branch M ain Branch Hoor M Branch P NSC Build in Branch Clifton (Ex NDFC) Branch Custorn House Bra nch Karachi Stock Exchan e Branch Fish Harbour Branch Tauheed Branch KPT Branch 17-Jun-25 Variance Base 31.12.24 8.1 7.1 4.4 8.4 1.4 3.4 Dec-2S (Target) June —2S (Target) OPTIMUM LEVEL FOR BOUNUS ard Branch Club Road Branch Cantonrnent Board Saddar Bra Denso Hall Branch Cantonnlent Board Clifton Bran Clifton Block II Branch Avari Tower Branch A1 MAI House Branch Nadir House Branch Khayaban E Ittehad Branch H aroon House Branch OHA Phase II Branch Model Clifton Branch Hasrat Mohani Road Branch Kutche Road Branch C • Court Branch P ass rt Office B ra nch Sindh High Court Branch Nor Com bex Branch Incorne Tax Branch New Sindh Secretariat Branch PIOC House Branch DHA Branch N 'CVO Branch TOTAL 14.1 4.4 13.3 2.4 7.0 13.4 11.0 10.3 57.4 11.4 10.8 3.26 2.88 1.77 3.38 0.56 1.36 1.30 0.30 0.35 0.01 2.33 1.10 0.93 5.70 1.79 0.41 0.27 1.95 s .36 0.28 0.82 0.04 0.49 0.97 2.83 1.86 0.30 1.97 4.43 1.99 1.73 1.26 4.17 63-5 5.663 4.998 3.059 s.8S2 0.973 2.359 2.247 0.518 0.602 0.021 4.046 1.904 1.624 9.884 3.108 0.714 0.469 3.388 9.289 0.490 1.421 0.077 0.847 1.687 4.907 9.366 3.220 0.518 3.409 7.672 3.003 2.191 7.224 110.2 Actual 7.3 6.7 4.1 2.9 14.4 4.7 13.8 14.1 12.3 14.8 76.96 0.75 0.43 0.25 0.02 0.00 0.00 0.00 0.00 0.00) 0.00 0.06 (0.21) 0.21) (0.24) 0.24) (0.26) 0.28 (0.44) o.ss (0.58) 0.59 O. 66 (0.67) 0.67 0.68) 0.75 1.02) 1.11 1.31 (1.38) 1.38) (2.55) (a.Z8) (f 9-54) MTO a. 08 (3.83) 2.36 (4.97) 0.83 (2.01) 1.91 0.44 0.51) 0.02 3.51 (1.83) 1.60) (8.66) 2.89) (0.87) 0.68 (3.32) 8.47 1.00) 1.80 (0.71) 1.38 (2.10) a.8S 8.6S 3.50 1.46) 4.01 7.8S (4.31) 3.94 (4.42) (10.6a) (f 13) OPTIMUM LEVEL 1.68 (1.71) 1.07 (2.49) 0.42 (1.01) 0.96 0.22 0.26) 0.01 1.79 (1.03) 0.91) (4.47) 1.57) (0.57) 0.48 (1.89) 4.53 0.79) 1.20 (0.67) 1.02 (1.39) 2.77 4.69 2.13 1.24) 2.57 4.60 (2.86) 2.67 (3.49) (7.58) (66.76).

S-NO 1 2 3 4 5 6 7 8 9 10 11 12 13 14 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 ADVCANCE 6.3 2-6 2.4 2-2 2-1 1-8 1-0 (1-0) 1-8 (1-8) 3.3 SALARY Brarx:h N.•qain Branch Fish Harbour Clifton Block II Model Clifton Khayaban E Ittehad DHA Branch Massan Road NICVD Clifton (Ex NDFC) Tauheed Cornrnercial Saddar Karachi Stock Exchange House Custorn House Cantonrnent Board CI if-ton PNSC Build I Tax Avari Tov•er Cantonrnent Board Saddar Nor Cornplex Passport Office Haroon House Denso Hall Hasrat Mohani Road KPT Club Road PN Dockyard DHA Phase 11 City Court PIDC House Sindh Hi h Court Nadir House Net-ev Sindh Secretariat Hoor Market Kutcher-y Road Total PERFORMING POSITION AS ON 17-06-2025 Br. Code 2 12 2055 1027 21CE 9 1065 280 1937 2158 55 2060 18 7 221 2 so 85 271 1056 1084 1066 223 10 158 87 2304 289 2041 222 1053 1069 127 (31 12-2024) 24.7 11.1 14S 54-4 11.2 109.9 125.9 253.6 24.5 15-0 95.8 1.6 38.8 25-9 63.6 13-8 87-5 57-4 50.4 41.2 72.4 20.3 78.7 54.6 33.6 72.8 56-8 26.5 128.7 53.0 50.1 145.6 217.2 68.0 57.7 2.256-5 JUBE-25 Target 25.4 12.1 14.8 55.3 11-4 111.0 128-6 264.2 25-0 15.3 97-4 3.3 39-4 26-1 65-0 14-1 88-6 58-6 51.4 42-0 74.0 20.7 80.3 55.8 34.3 73-5 58.1 27-1 130.0 54.1 51.2 147.0 221-8 69.4 58.6 2.305-0 Actual as on 17 06-2025 31.7 14.7 17.2 57-4 13.2 112.5 129.6 263.9 24.2 96.1 37.8 24.1 62.9 11—8 86.1 55.9 48 •3 70.6 17.0 76.0 51.4 29 •5 68 •3 52.8 21.7 124.4 47.9 44.8 140.6 214.4 61.5 473 2-210.4 Variarw:e (Base) 7. 7 7 3. 1 7 10. 3 (0. (0. 9) o. 3 o -3 o. 7) 2. O) (1- 4) (2 2. 7) 3 -2 (4. O) 5) (4. (4- 8) (4-3) 5-1 5.3) 5.0) (2-8) (6-5) (10-3) (46.0) Variance (Target) JUBE-25 (0-3) (0-8) (1-2) (1-3) (1-4) (1-6) 2-0 2-0) 2-3 (2-5) (2-7) (3-2) (3-3) (3-4) 3-7 4-4) (4-8) (5-2) (5.3) (5-4) (5.6) 6-3 6-4 6-5) (7-4) (8-0) (11-2) (94-6).

ADVANCE SALARY DISBURSEMENT DURING JUNE- 2025 TARGETS- DISBURSEMENT & no. OF ACTUAL YTD DISBURSEMENT 2025 S.NO 8.8 31 2.5 35 Br Code 289 1065 1053 222 271 55 87 158 10 1027 1066 85 2100 18 1056 2158 280 80 127 221 223 290 1069 1084 1937 2041 2055 2060 2304 250 Name of Branch City Court Br. Masan Road Br. Sindh Secretariat Br. Defence H Socie Br. Nadir House Br. Avari Towers Br. P.N.oockvar Br. Hasrat Mohani Road Br. Denso Hall or. Corp.Branch Kehkashan Passport Office Br. Income Tax Br. Khayaban-e-lttahad Custom House Br. Aimai House Br. Main Branch Karachi Fish Harbour Br. Cana-Board Saddar Br. TAUHEEO COMM. D.H.A NKVD Branch Corp.Branch Pidc House Club Road Br. Kutchery Road Br. Clifton Cantt. Board Br. Haroon House Br. Kpt Br. Hoor Market Br. Nor Complex Br. Clifton Br. (Former Ndfc) Sindh High Court Branch Clifton Block 11 Branch Stock Excharve Br DHA PHASE-VI pnsc or. ACCOUNTS NO. OV A/C AMOUNT ACTUAL MTO JUNE 2025 AMOUNT VARIANCE AMOUNT YTD- NO. OF A/C Region Total AMOUNT DEC-2025 75.0 60.3 170.1 76.0 40.0 50.0 26.5 38.0 35.0 40.0 38.4 18.1 150.0 31.9 35.0 25.6 39.2 10.7 38.2 22.8 17.6 31.1 17.5 14.5 1,333 3 DEC-25 297 367 416 390 218 321 189 161 189 170 19a 216 32 135 69 32 183 535 162 211 226 218 117 41 132 42 6.296 JUNE 25 37.5 30.1 85.0 32.6 38.0 20.0 13.3 19.0 17.5 20.0 19.2 9.0 11.7 75.0 17.5 19.6 19.1 15.5 666.6 NO. OF A/ JUNE-25 lag.ao 183.64 244.49 208.19 194.85 108.90 160.68 94.49 80.61 94.49 84.88 97.16 107.83 16.01 a3.77 67.26 34.70 16.01 91.29 14.95 267.45 81.14 105.70 78.47 113.17 28.83 27.23 108.90 58.72 27.76 aa.8a 20.29 5.87 66.20 20.82 3,148 NO. OF ACCOUNTS 36 56 29 21 23 29 18 29 12 18 30 13 16 21 21 17 11 791 AMOUNT 30.88 37.20 66.36 30.53 28.14 15.35 27.03 10.50 12.63 16.24 21.29 14.36 21.47 a-69 5.19 11.11 14.88 3.69 8.35 70.95 9.65 14.79 10.22 3.55 10.16 5.13 4.49 5.75 5.97 1.07 3.04 0.00 531.13 49 2.93 2.07 1.57 1.50 1.47 1.37 1.13 1.10 1.00 0.88 0.82 o.so 0.15 0.10 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 35.54 JUNE-25 -6.62 7.07 -18.67 -2.10 2.03 -2.28 -0.64 -2.75 -5.62 -0.16 -1.39 5.85 -3.24 -3.31 -4.05 -6.28 -2.71 -10.73 -9.38 -8.56 -6.29 -4.32 -0.24 -1.43 -5.72 (135.50) YTO-JUNE-25 -112 -124 -167 -152 -152 -121 -56 -79 -32 -49 -183 -65 -74 -92 -27 -92 -20 -37 -13 -59 -21 (2,357).

Branch Name c Target 17-Jun-25 Variance S.NO 1 2 92 3 89 4 24 55 5 53 6 7 57 31 8 28 4 9 79 25 10 11 12 13 14 77 15 16 17 18 Branch Code b 9 2 271 1027 50 2100 2055 18 222 55 221 1065 1937 1053 85 158 2041 2158 DHA Branch Main Branch Avari Tower Branch Model Clifton Branch PIDC House Branch Khayaban E Ittehad Branch Clifton Block II Branch AIMAI House Branch Nadir House Branch Saddar Branch Cantonment Board Clifton Branch Massan Road Branch Clifton (Ex NDFC) Branch New Sindh Secretariat Branch Income Tax Branch Hasrat Mohani Road Branch Sindh High Court Branch Tauheed Commercial Branch Total Base d 34.8 25.4 15.2 51.3 0.4 13.9 4.7 3.7 1.7 5.9 9.9 2.0 21.5 5.9 5.7 21.8 36.3 50.5 310.7 Actual 50.4 35.8 24.3 60.2 5.9 19.2 8.1 6.8 4.4 8.3 10.9 2.8 22.5 6.1 6.0 21.1 22.1 37.3 352.4 Dec-25 41.84 32.38 20.18 61.32 4.42 18.92 8.73 7.65 5.66 9.88 13.92 6.00 26.55 9.86 9.74 26.77 43.31 60.51 407.7 30-Jun 383 28.9 177 563 164 6.7 3.7 11.9 4.0 240 7.9 24.3 39.8 55.5 359.2 BASE h 155 10.4 3.4 1.0 0.7 1.0 0.3 0.3 (0.6) (14.2) (13.2) 41.8 MTD 120 6.9 67 3.9 35 28 1.4 1.1 0.8 0.5 (1.0) (1.3) (1.5) (1.7) (1.7) (3.1) (17.7) (18.2) (6.7) Target YTD 8.5 3.4 4.2 (1.1) 1.5 0.3 (0.6) (0.9) (1.2) (1.5) (3.0) (3.3) (4.0) (3.7) (3.7) (5.6) (21.2) (23.2) (55.2).

Target S.No 1 2 3 4 5 6 7 8 9 10 11 12 13 15 16 17 18 Branch Code 9 2041 55 1053 2158 85 2 50 1027 2055 2100 271 18 1065 1937 222 221 158 Branch Name 17-Jun-25 Variance DHA Branch Sindh High Court Branch Saddar Branch New Sindh Secretariat Branch Tauheed Commercial Branch Income Tax Branch Main Branch PIDC House Branch Model Clifton Branch Clifton Block II Branch Khayaban E Ittehad Branch Avari Tower Branch AIMAI House Branch Massan Road Branch Clifton (Ex NDFC) Branch Nadir House Branch Cantonment Board Clifton Branch Hasrat Mohani Road Branch TOTAL Base 6.29 6.69 1.85 2.60 8.45 3.47 6.29 4.53 16.06 2.11 5.27 2.59 3.25 2.10 14.75 2.64 3.86 5.24 98.05 Actual 11.19 11.44 6.27 4.96 10.79 4.86 7.23 5.21 17.51 2.32 5.46 2.45 3.09 1.75 15.01 0.80 1.90 2.77 114.99 December-25 10.29 10.69 5.85 6.60 12.45 7.47 10.29 8.53 21.06 6.11 9.27 6.59 7.25 6.10 19.75 6.64 7.86 9.24 172.05 June-25 8.29 8.69 385 4.60 10.45 547 829 6.53 18.56 411 7.27 4.59 5.25 4.10 17.25 4.64 5.86 7.24 135.05 Base 4.90 4.75 442 2.36 2.33 1.39 0.94 0.68 1.45 0.21 0.19 (0.15) (0.16) (0.35) 0.25 (1.85) (1.96) (2.47) MTD 2.90 2.75 242 0.36 0.33 (0.61) (1.06) (1.32) (1.05) (1.79) (1.81) (2.15) (2.16) (2.35) (2.25) (3.85) (3.96) (4.47) (20.06) 16.94 YTD DEC-25 0.90 0.75 0.42 (1.64) (1.67) (2.61) (3.06) (3.32) 3.55) (3.79) (3.81) (4.15) (4.16) (4.35) (4.75) (5.85) (5.96) (6.47) (57.06).

Thank you.